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What Details Can I Ask Brokers In Advance?

Posted on January 13, 2014February 4, 2016 by cooperativetitle

  This video tells you what any real estate professional would tell you. Ask them: How long do homes in my neighborhood currently stay on the market? How would you price my home? What data did you use to arrive at that price? How would you market my home? What activities would you expect of […]

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Posted in Going To Market: Tagged video

How Do I Evaluate An Offer?

Posted on January 13, 2014February 4, 2016 by cooperativetitle

  Well, as this story shows, there’s more to an offer than the price tag. Factors you should consider: Is this offer at, near or above my asking price? Are there clauses and additions in their offer that change the terms and final price substantially? How long since I had another offer, or expect another […]

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Posted in Sales Process: Tagged video

What Is A Counter-Offer?

Posted on January 13, 2014February 4, 2016 by cooperativetitle

  The video puts this in more visual terms, but basically, a seller can respond to a buyer’s offer with changes – a “counter” – that improves the terms. You need to put yourself in their shoes and construct a modified offer that you think they might take that meets more of your needs. Then […]

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Posted in Sales Process: Tagged video

How Can I Improve My Home’s Value?

Posted on January 13, 2014February 4, 2016 by cooperativetitle

  Buyers generally seek the least expensive home in the best neighborhood they can handle. Like the guy in the video says, you want to present a home that fits in the neighborhood but doesn’t stand out too much. For example if neighbors are all 4 bedrooms, 3 baths and 3000 square feet additions that […]

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Posted in Sales Process: Tagged video

What Is Mortgage Insurance?

Posted on January 13, 2014February 4, 2016 by cooperativetitle

  Like the video shows, mortgage insurance is a policy that protects lenders against some or most of the losses that result from defaults on home mortgages. Like home or auto insurance, mortgage insurance requires payment of a premium, is for protection against loss, and is used in the event of an emergency. If a […]

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Posted in Mortgages: Tagged video

What Types Of Closing Costs Are Associated With FHA-Insured Loans?

Posted on January 13, 2014February 4, 2016 by cooperativetitle

  While this video simplifies things to help you remember, except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. As of 2013, the FHA requires a single, upfront mortgage insurance premium equal to 2.25% of the mortgage to be paid at closing (or […]

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Posted in Federal Programs Tagged video

What Costs or Fees Are Associated With Loan Origination?

Posted on January 13, 2014February 4, 2016 by cooperativetitle

  Yes, loan origination involves costs and fees. As you’ll see in the video, when you turn in your application you’ll be required to pay a loan application fee to cover the costs of underwriting the loan. This fee pays for the home appraisal a copy of your credit report and any additional charges that […]

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Posted in Financing: Tagged video

What Can I Expect To Happen On Closing Day?

Posted on January 13, 2014February 4, 2016 by cooperativetitle

  While this video simplifies things to help you remember: you’ll present your paid homeowner’s insurance policy or a binder and receipt showing that the premium has been paid. The closing agent will then list the money you owe the seller remainder of down payment, prepaid taxes, and so on. and then the money the […]

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Posted in Title and Closing Tagged video

What Responsibilities Do I Have During The Lending Process?

Posted on January 13, 2014February 4, 2016 by cooperativetitle

  To ensure you won’t fall victim to loan fraud, as you’ll see in this video, be sure to follow all of these steps as you apply for a loan: Be sure to read and understand everything before you sign. Refuse to sign any blank documents. Do not buy property for someone else. Do not […]

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Posted in Financing: Tagged video

How Do I Choose The Best Loan Program For Me?

Posted on January 13, 2014February 4, 2016 by cooperativetitle

  The video puts this in more visual terms, but your personal situation will determine the best kind of loan for you. By asking yourself a few questions, you can help narrow your search among the many options available and discover which loan suits you best. Do you expect your finances to change over the […]

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Posted in Financing: Tagged video

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